Travel Insurance Guidance

Travel Insurance — Referral & Guidance

We recommend travel protection to help safeguard your trip and provide emergency assistance. Insurance is optional — you choose the provider. Need help choosing? Contact us: book@timeluxtravel.com

Why consider insurance

Travel insurance can reimburse non‑refundable trip costs and provide assistance for events such as trip cancellation/interruption, medical emergencies and evacuation, lost or delayed baggage, supplier insolvency, natural disasters, or civil unrest.

Recommended coverages

  • Trip Cancellation & Interruption
  • Emergency Medical & Medical Evacuation
  • Baggage Loss/Delay & Personal Effects
  • Supplier Default / Insolvency
  • Cancel‑For‑Any‑Reason (CFAR) — optional, time‑sensitive, higher cost

Timing & purchase notes

Purchase promptly after booking — many benefits (and CFAR) require buying within a limited window from your initial deposit. Always read the insurer’s policy documents for coverage limits, exclusions, and claim procedures.

Disclosure & privacy

We will disclose if we receive a commission or referral fee when recommending a provider. Insurance is optional — you may purchase from any provider. We only share the minimum information needed to obtain a quote or bind coverage and will obtain explicit consent before sending any sensitive health data. See our Privacy Policy for details.

Post‑purchase support

If you purchase through our referral, we can, with your authorization, help facilitate communications with the insurer (policy questions, claim contacts). Substantial advocacy may incur a disclosed facilitation fee.

Travel Insurance Providers

Questions or complaints:

Last Updated: October 10, 2025 – TimeLux Travel

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